Errors & Omissions (E&O) Insurance
Errors & Omissions (E&O) Insurance
Errors & omissions (E&O) insurance — a form of professional liability — protects your business when a client claims your professional services, advice, or work caused them a financial loss. Even a baseless claim can cost tens of thousands to defend; E&O covers that defense plus any settlement. It fills the gap general liability leaves open, since general liability doesn’t cover professional mistakes.
What it covers
- Claims of negligence in your professional services
- Missed deadlines or errors
- Failure to deliver as promised
- Legal defense costs
Who needs it
Consultants, agencies, IT providers, accountants, real estate professionals, and any firm clients pay for expertise or advice
What affects the cost
Profession, revenue, services provided, and claims history.
Common questions about our coverage & services
We’ve answered the most common questions to make choosing and managing your insurance easier and stress-free.
Is E&O the same as professional liability?
Yes — the terms are used interchangeably.
Do I need both E&O and general liability?
Get a errors & omissions (e&o) insurance quote for your Cincinnati-area needs.
Independent, multi-carrier coverage across Ohio, Indiana, and Kentucky.