Personal Insurance

Personal Insurance for Cincinnati Families

Personal insurance protects your home, vehicles, and assets — and, just as important, shields your savings from a lawsuit. Covella is an independent agency, so we compare multiple carriers to find the right coverage at the right price for your household, from a first home to a high-value estate.

Homeowners Insurance

Auto Insurance

High-Value / High Net Worth Homes

Personal Umbrella Insurance

Why bundle with an independent agent

Because we’re not tied to one carrier, we can often bundle home and auto for a better combined rate — and re-shop it if your carrier stops being competitive. You get one local team and one point of contact for everything.

Common questions about our coverage & services

We’ve answered the most common questions to make choosing and managing your insurance easier and stress-free.

Can I bundle home and auto with Covella?

Yes — and because we’re independent, we compare bundle pricing across multiple carriers to find your best combined rate.

Specialized coverage for higher-value homes with features like guaranteed/extended replacement cost and broader contents protection.

Protect what you’ve built with coverage that actually fits.

Independent, multi-carrier coverage across Ohio, Indiana, and Kentucky.

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