Professional Liability & Errors and Omissions (E&O)
Professional Liability & Errors and Omissions (E&O)
Professional liability insurance — often called errors & omissions (E&O) — protects service providers when a client claims your work caused them a financial loss, whether from a mistake, an oversight, or a missed deadline. General liability won’t cover these professional claims; E&O is built specifically for them. Covella places E&O coverage for firms across Ohio, Indiana, and Kentucky, tailored to your profession.
Attorneys / law firms — Lawyers Professional Liability
Consultants and accountants
IT & tech service providers
Agencies and marketing firms
Real estate and other advisory professionals
Frequently asked questions
We’ve answered the most common questions to make choosing and managing your insurance easier and stress-free.
What’s the difference between general liability and E&O?
General liability covers bodily injury and property damage; E&O covers financial harm from your professional services, advice, or mistakes.
Do I need professional liability if I already have a BOP?
Often yes — a BOP typically excludes professional services claims, which E&O is designed to cover.
If clients pay you for your expertise, E&O protects that expertise.
Independent, multi-carrier coverage across Ohio, Indiana, and Kentucky.